Defined Contribution Plans

Whether it is a 401(k), a cross tested/new comparability, an employee stock ownership or a 403(b) plan, our credentialed, dedicated professionals provide a hands-on approach to maintaining your plan.

We provide custom plan design, complete setup and conversion, and hands-on services for plan operation and administration. We partner with financial advisors and employers to provide retirement plan recordkeeping and administration. Whether you are starting a new plan or need to give your current plan a makeover, we can design the perfect plan for you.

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Defined Benefit Plans

Compass Retirement offers a full range of actuarial consulting. Defined benefit plans are designed to provide participants with a specific benefit amount at retirement. Participants enjoy the benefits of no investment risk or contribution requirements, while you can benefit from potential tax savings, investment flexibility, and our formula-driven actuarial consulting services.

We assist clients with both complex and routine matters that affect their qualified and non-qualified defined benefit pension plans. Our clients include financial institutions, health care organizations, law practices, manufacturers, and municipalities, both large and small.

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Cash Balance Plans

Combine the best components of the defined contribution plans and defined benefit plans and you have the cash balance plan. Participant benefits are communicated as notional or theoretical account balances that increase annually with contribution credits and interest credits. However, the plan is fundamentally still a defined benefit plan in that it requires an annual actuarial valuation, is subject to minimum funding standards and allows substantially higher contributions. Cash balance plans can provide a robust solution for achieving the retirement goals of business owners.

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Client Testimonials

“The customer service has been so great, I wanted to hire them as my own employees”
– current DB/DC plan sponsor.

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